In a world brimming with decisions, it is hard to select one. Choosing the best instructive institute, in essence, is the most difficult activity one needs to do in his/her lifetime. To help you in picking the best from the rest, given beneath is a rundown of the top Government/ Private engineering colleges in India. To venture into one of these, ensure you give all the entrance tests that these institutes direct.

1. Indian Institute of Technology, Bombay

Situated in Powai, Mumbai, between the Vihar and Powai lakes, IIT Bombay was the second IIT to be set up in 1958 with help from UNESCO and assets contributed by the Soviet Union. It has an entire region of around 550 sections of land. The yearly technology festival of IIT Bombay, Techfest is Asia’s most prominent science and tech festival, while Mood Indigo is likewise Asia’s most prestigious school cultural festival that is held in December. A portion of the remarkable graduated class of IIT Bombay is Manohar Parrikar (Defense Minister of India), Jairam Ramesh (Member of Parliament), and Bhavish Aggarwal (organizer of Ola Cabs). It is, without uncertainty, among the top engineering colleges in India.

Positioning

Universally, IIT Bombay has been ranked 179 by QS World University of Rankings. NIRF and Outlook India have both held IIT Bombay at second positions.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Normal Entrance Examination for Design (CEED)

Graduate Aptitude Test (GATE)

Undergrad Common Entrance Examination for Design (UCEED)

Courses offered in IIT Bombay include the following:

• Aerospace Engineering.
• Biosciences and Bioengineering.
• Chemical Engineering.
• Chemistry.
• Civil Engineering.
• Computer Science & Engineering.
• Earth Sciences.
• Electrical Engineering.

Courses    Average Fees

B.Tech/B.E    Rs. 1,08,000 for each annum

M.Tech/M.E    Rs. 29,400 for each annum

2. Indian Institute of Technology, Kharagpur

IIT Kharagpur is situated at a separation of around 120 kilometers toward the west of Kolkata. It was the first of IITs to be built up by the legislature of India in 1951. Among all the IITs, IIT Kharagpur has the most significant grounds (2,100 sections of land), the most offices, and the most noteworthy understudy enrolment. It is known for its festivals: Spring Fest (Social and Cultural Festival) and Kshitij (Asia’s biggest Techno-Management Festival). Spring Fest is held in January and incorporates social competitions, in addition, to organize (known as Star-evenings) by singers and performers. IIT Kharagpur is an individual from LAOTSE, a system of universities in Europe and Asia trading understudies and senior scholars. A portion of the remarkable graduated class is Sundar Pichai (CEO of Google Inc.), Arvind Kejriwal (Chief Minister of Delhi) and Arunabh Kumar (prime supporter of TVF). With such venturesome graduated class, it is not a matter of astonishment that IIT Kharagpur is among the top engineering colleges in India!

Positioning

Globally, IIT Kharagpur has been ranked 308 by QS World University of Rankings. NIRF, Outlook India and India Today have held IIT Kharagpur at third, third, and second positions separately.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Graduate Aptitude Test (GATE)

Courses offered by IIT Kharagpur(KGP)

• B.Tech. – Aerospace Engg.
• B.Tech. – Agricultural & Food Engg.
• B.Arch.
• B.Tech. – Biotechnology & Biochemical Engg.
• B.Tech. – Civil Engg.
• B.Tech. – Chemical Engg.
• B.Tech. – Computer Science & Engg.
• B.Tech. – Electronics & Electrical Communication Engg.

Courses    Average Fees

B.Tech/B.E    Rs. 67,500 for every annum

M.Tech/M.E    Rs. 25,500 for every annum

3. Indian Institute of Technology, Kanpur

Situated in the town of Kalyanpur in Kanpur locale and made in the year 1959, IIT Kanpur has an entire territory of around 1000 sections of land. IIT Kanpur is the first Indian institute to offer instruction in the field of Computer Science. The institute has likewise set up an office in New York with a former student, Sanjeev Khosla assigned as the overseas brand minister of the institute. N.R. Narayan Murthy, the organizer of Infosys, is a graduate of this institute.

Positioning

Universally, IIT Kanpur has been ranked 293 by QS World University of Rankings. NIRF, Outlook India and India Today have held IIT Kanpur at fifth, fourth, and first positions individually.

In the year 2017, IIT Kanpur offered the most ultimate bundle of 18.5 lakhs, with the course charge of 1,11,642.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Normal Entrance Examination for Design (CEED)

Graduate Aptitude Test (GATE)

Courses offered by IIT Kanpur

• AEROSPACE ENGINEERING DEPARTMENT
• BIOLOGICAL SCIENCES & BIO-ENGINEERING
• CHEMICAL ENGINEERING
• CHEMISTRY
• CIVIL ENGINEERING
• COMPUTER SCIENCE & ENGINEERING
• EARTH SCIENCES
• ELECTRICAL ENGINEERING
• HUMANITIES & SOCIAL SCIENCES
• INDUSTRIAL & MANAGEMENT ENGINEERING
• MATERIALS SCIENCE & ENGINEERING
• MATHEMATICS & STATISTICS DEPARTMENT
• PHYSICS DEPARTMENT
• DESIGN PROGRAMME

Courses    Average Fees

B.Tech/B.E    Rs. 2,06,000 for each annum

M.Tech/M.E    Rs. 58,600 for each annum

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4. Indian Institute of Technology, Madras

IIT Madras situated on Chennai’s Sardar Patel Road is one of the top engineering colleges in India. A significant part of the zone of the 620-section of land grounds is secured timberland, cut out of the Guindy National Park, home to a diversity of untamed life. The IIT Madras Research Park, the first of its sort to be built up in India, capacities to push active development in set up organizations and give a supporting biological system to new companies through brooding endeavours and technical framework. Corporate customers of IIT Madras Research park incorporate Bharat Heavy Electricals Limited, Saint-Gobain and Forbes Marshall. Shaastra is the yearly technical festival of IIT Madras. It is usually held in the second seven day stretch of January and is the first ISO 9001:2000 ensured understudy festival in the world. Saarang is the yearly cultural and social festival of IIT Madras. It is a five-day-long occasion held towards the finish of January consistently and draws in a horde of 50,000 understudies and youngsters from the nation over.

Positioning

Globally, IIT Madras has been ranked 264 by QS World University of Rankings. NIRF and Outlook India have held IIT Madras at first and fourth positions individually.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Graduate Aptitude Test (GATE)

Courses offered by IIT Madras

• B.Tech Chemical Engineering.
• B.Tech Civil Engineering.
• B.Tech Aerospace Engineering.
• B.Tech Computer Science And Engineering.
• B.Tech Electrical Engineering.
• B.Tech Engineering Physics.
• B.Tech Mechanical Engineering.
• B.Tech Naval Architecture & Ocean Engineering.

Courses    Average Fees

B.Tech/B.E    Rs. 82,400 for each annum

M.Tech/M.E    Rs. 82,500 for each annum

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5. Indian Institute of Technology, Delhi

With a whole territory of 325 sections of land, IIT Delhi is without a doubt one of the top engineering colleges in India. The Government of India consulted with the British Government for a coordinated effort in setting up an Institute of technology at Delhi. The grounds has its water supply and reinforcement electricity supply alongside shopping buildings to take into account the everyday needs of occupants. A portion of its striking graduated class is Raghuram Rajan (Governer of RBI), Chetan Bhagat (Writer), and Binny and Sachin Bansal (founders of Flipkart).

Positioning

Globally, IIT Delhi has been ranked 172 by QS World University of Rankings. NIRF and Outlook India have both held IIT Delhi at fourth and first positions individually.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Necessary Entrance Examination for Design (CEED)

Graduate Aptitude Test (GATE)

Courses offered by Iit Delhi .

• Chemical Engineering.
• Civil Engineering.
• Computer Science & Engineering.
• Electrical Engineering.
• Electrical Engineering (Power)
• Engineering Physics.
• Mechanical Engineering.
• Production and Industrial Engineering.

Courses    Average Fees

B.Tech/B.E    Rs. 82,300 for every annum

M.Tech/M.E    Rs. 36,400 for every annum

6. Birla Institute of Technology and Science, Pilani

Birla Institute of Technology and Science, Pilani is generally known as the best private engineering institute of India. The institute was built up in its present structure in 1964 and is situated in Pilani, around 220 kilometres west of Delhi. BITS administers the All-India modernized competitive entrance examination, BITSAT (BITS Admission Test) each year for giving confirmations in B.tech program. APOGEE (A Professions Oriented Gathering over Educational Experience) is the yearly technical festival, held in March. Desert garden is the cultural festival directed every year since 1971 by the understudies. The composed multi-week preceding Diwali, the festival draws more than 200 colleges from the nation over. A portion of the remarkable graduated class of BITS Pilani is Sanjay Mehrotra (fellow benefactor and CEO of SanDisk), Prithviraj Chavan (previous Chief Minister of Maharashtra) and Sabeer Bhatia (author of Hotmail). It has built up itself to be one of the top engineering colleges in India.

Positioning

Outlook India and India Today have held BITS Pilani at sixth and third positions separately.

Intake Examinations

BITSAT

Courses Offered by Bits Pilani

• BE Chemical Engineering Hons. Duration.
• BE Computer Science Engineering.
• BE Electrical and Electronics Engineering.
• BE Electronics and Communication Engineering.
• BE Electronics and Instrumentation Engineering.
• BE Mechanical Engineering.
• M.Sc Biological Sciences.
• M.Sc Chemistry Hons.

Courses    Average Fees

B.Tech/B.E    Rs. 3,29,000 for every annum

M.Tech/M.E    Rs. 3,38,000 for each annum

7. Indian Institute of Technology, Roorkee

Indian Institute of Technology (IIT) is the seventh IIT to be pronounced in the nation and is without a doubt one of the top engineering colleges in India. The primary grounds in Roorkee has a zone of 365 sections of land. The Department of Civil Engineering was built up in 1847 and is the most established engineering office in India. Understudies of IIT Roorkee direct two fests consistently, Cognizance (Technical celebration) and Thomson (Cultural festival). The institute has created numerous graduated class who assumed significant jobs in the technological advancement of India and had a critical effect in the corporate world. As indicated by latest updates, ten graduated quality have won Padma grants, and 25 have been Shanti Swarup Bhatnagar Prize for Science and Technology awardees.

Positioning

Universally, IIT Roorkee has been positioned 431 by QS World University of Rankings. NIRF has held IIT Roorkee at sixth position.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Normal Entrance Examination for Design (CEED)

Graduate Aptitude Test (GATE)

Indian Institute of Technology – [IIT], Roorkee – Course

• B.Tech Chemical Engineering.
• B.Tech Civil Engineering.
• B.Tech Biotechnology.
• B.Tech Computer Science And Engineering.
• B.Tech Electrical Engineering.
• B.Tech Electronics & Communication Engineering.
• B.Tech Engineering Physics.

Courses    Average Fees

B.Tech/B.E    Rs. 1,57,000 for each annum

M.Tech/M.E    Rs. 22,400 for each annum

8. Indian Institute of Technology, BHU

IIT-BHU is situated in Varanasi and was established in 1919 as the Banaras Engineering College. One of the top engineering colleges in India, it was assigned an Indian Institute of Technology in 2012. Technex is the yearly special celebration of the institute. It has strides going back to 1939. It unites understudies from everywhere throughout the nation to take part in the festival and gain from the specialists in the fields of both the scholarly community and industry. Kashiyatra is the institute’s yearly social and social celebration.

Positioning

NIRF has held IIT BHU at 31st position broadly.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Graduate Aptitude Test (GATE)

Indian Institute of Technology – [BHU IIT], Varanasi – Course

• B.Tech Chemical Engineering.
• B.Tech Civil Engineering.
• B.Tech Computer Engineering.
• B.Tech Electrical Engineering.
• B.Tech Electronics Engineering.
• B.Tech Mechanical Engineering.
• B.Tech Metallurgical Engineering.
• B.Tech Mining Engineering.

Courses    Average Fees

B.Tech/B.E    Rs. 2,09,000 for every annum

M.Tech/M.E    Rs. 30,000 for every annum

9. Indian Institute of Technology, Guwahati

IIT Guwahati is situated on the northern banks of Brahmaputra and adjoins the North Guwahati town of Amingaon. It is considered as the most beautiful grounds in India and among the top engineering colleges in India. The properties are on 700 sections of the land plot of land around 20 km from the core of the city. It has the Brahmaputra on one side and slopes and large open spaces on others. It was built up in 1994. Consistently the understudies and organization of IIT Guwahati together arrange various celebrations and rivalries. Alcheringa, prevalently known as “Archer”, is the yearly social spectacle of IIT Guwahati. Technische is the techno-the board celebration of IIT Guwahati, which is held in September consistently more than three days.

Positioning

Globally, IIT Guwahati has been positioned 501 by QS World University of Rankings. NIRF and India Today have held IIT Guwahati at seventh and ninth positions individually.

Intake Examinations

Joint Entrance Examination (JEE) – Advanced

Joint Entrance Examination (JEE) – Mains, Paper 2

Normal Entrance Examination for Design (CEED)

Graduate Aptitude Test (GATE)

Courses offered by IIT Guwahati Chemical

• Engineering.
• Bio-Technology.
• Chemical Science & Technology.
• Civil Engineering.
• Electronics & Communication Engineering.
• Computer Science & Engineering.
• Electronics & Electrical Engineering.
• Engineering Physics.

Courses    Average Fees

B.Tech/B.E    Rs. 2,05,000 for each annum

M.Tech/M.E    Rs. 17,400 for each annum

10. School of Engineering, Anna University, Chennai

The College of Engineering, Guindy (CEG) is an open engineering school in Chennai, India and is India’s most established professional organization. Established in 1794, CEG has 16 Departments, 6 University Affiliated centres, and 12 Research centres where explore programs are advertised. With close ties with industry, magnificent research rehearses, and numerous additional curricular choices, the establishment propels the movement of the understudy’s journey for learning.

Kurukshetra, the first since forever techno-the executives school celebration achieves UNESCO to support and has kept on being one of the most-anticipated between special school celebrations. It has been ensured with the ISO 9001:2015 and has gained the help of the Ministry of Electronics and Information Technology, Digital India and the National e-Governance Division, Government of India in 2016. It conducts special occasions, workshops, visitor addresses, and shows ventures to extend understudies’ professional chances and learning.

Sangarsh composed by the Rotaract Club is a melodic show gone for raising assets for penniless areas of society. Techofes, the between school social occasion is one of South India’s most prominent school celebrations with an energizing exhibit of events from discussions to move, creative workshops on photography, DJ-ing, and so forth and professional shows.

Positioning

Viewpoint India and The Week have held CEG at seventh and eleventh positions individually.

Intake Examinations

Tamil Nadu Engineering Admissions (TNEA)

Anna University, Chennai – Course

• B.Tech Chemical Engineering.
• B.Tech Ceramic Technology.
• B.Tech Food Technology.
• B.Tech Industrial Biotechnology.
• B.Tech Leather Technology.
• B.Tech Pharmaceutical Technology.
• B.Tech Rubber And Plastic Technology Engineering.
• B.Tech Textile Technology.

Courses    Average Fees

B.Tech/B.E    Rs. 36,000 for each annum

M.Tech/M.E    Rs. 24,400 for each annum

11.NSIT

NSUT  New Delhi, earlier known as Netaji Subhas Institute of Technology (NSIT), is a private college, affirmed by Ministry of Human Resources Development (MHRD), Govt. of India, perceived by Govt. of NCT of Delhi, rambling over lavish green 145 sections of land of land, established in the year 1983 situated in the Dwarka sub-city of New Delhi – the capital city of India. The University has the connection of AICTE and the University of Delhi for the majority of its undergrad, postgraduate and Ph.D. level courses in the engineering fields under NSIT Admissions 2019.

Positioning

The NSIT is the mainstream University of Delhi to give the different courses to the possibility for the better eventual fate of them. It makes the high positions in India, and most of the candidates may seem to get affirmation in this University.  

NSIT Ranks sixth in latest DQ-CMR T-School Survey of Top 25 Government T-Schools of India.

Intake examinations

For all B.E. programs-JEE Main

All the IIT hopefuls need to sit for JEE Main.

Admission to NSIT will be founded on the JEE (Main) All India Rank. 40% weightage has been given to class XII or equal other qualifying examination imprints and 60% to the exhibition in JEE (Main).

Courses Offered

• Computer Engineering.

• Electronics and Communication Engineering.

• Information Technology.

• Instrumentation and Control Engineering.

• Assembling procedure and mechanization engineering.

• Mechanical Engineering.

• Bio-Technology.

12. Indraprastha Institute of Information Technology, Delhi

Indraprastha Institute of Information Technology, Delhi (IIIT-D) is a self-ruling university in Delhi, India. It is an exploration situated university with attention to Computer Science and Electronics. It was established in 2008. IIIT Delhi is a common focal point of greatness in Information Technology instruction, preparing and inquire about. It was started at the Netaji Subhas Institute of Technology (NSIT) grounds at Sector III, Dwarka, New Delhi. Presently IIIT Delhi works from its bases in Okhla Phase-III, New Delhi. The Institute offers B.Tech Program at the undergrad level, M.Tech Program at postgraduate dimension and Ph.D. program at doctoral aspect in various offices.

Positioning

IIIT-Delhi is spotted among the main 200 instructive institutions of the OS BRICS University positioning also. IIIT-Delhi is positioned at number 192 from the 9000 colleges assessed, making it one of the top 2.0% colleges in BRICS Region.

Intake Examinations

One needs to take the JEE (Main) test.

One additionally needs to verify 80% or more checks in the total of best of five subjects including Physics, Chemistry and Mathematics and 80% or more in Mathematics in Class XII. There’s a 5% unwinding for OBC-NCL/PwD/Defense hopefuls and 10% relaxation for SC/ST applicants.

Confirmations are done based on rank in JEE (Main) and new stamps (Achievements in different territories like Olympiads, programming contest, national ability look, sports, culture, chess, and so forth.) through JAC Delhi Counseling.

Courses Offered

• Computer Science and Engineering.

• Electronics and Communication Engineering.

• Computational Natural Sciences.

• Bioinformatics.

• Computational Linguistics.

• Structural Engineering.

• I.T. in Building Science.

• Spatial Informatics.

13.Maharaja Agresen College

Maharaja Agrasen College, Delhi was established in 1994 and is entirely subsidized by the Government of Delhi. As of late, the College moved to a new 10-section of open land structure with all the advanced highlights including a hall, a computer focus, and significantly more.

The College likewise works an Indira Gandhi Open University Center and a University Grants Commission Research Center also. The College is partnered to the University of Delhi. The College offers both UG&PG Programs.

Positioning

This College is licensed by NAAC A (National Assessment and Accreditation Council) legitimacy is 15 Sep 2021, and the score is 3.02.

Intake Examinations

Least qualification for B.Sc (H) and B.A. (H) is a 10+2 pass with 45% (40% for SC/ST and 35%) total.

For B. Com (Hons), the applicants must have passed 10+2 with at any rate 45% (40% for SC/ST and 35% for OBC) total checks and passed in Mathematics or Business Mathematics with half stamps.

The propelled Diploma program requires a 10+2 pass with 40% (35% for SC/ST and 30%) total.

The choice of the competitors depends on the legitimacy cum cut off list distributed by the University based on imprints in 10+2.

Students will be shortlisted based on imprints in the ‘Best Four’ subjects (one language, concerned discipline, and two electives).

Courses offered

• B.Tech Computer Science and Engineering.

• B.Tech Electrical and Electronics Engineering.

• B.Tech Electronics and Communication Engineering.

• B.Tech Information Technology.

• B.Tech Mechanical and Automation Engineering.

MBA.

14.BIT Mesra

Birla Institute of Technology (BIT) is a Private Institute situated in Mesra, Ranchi and was established in the year 1955. BIT, Mesra is one of the four grounds of BITS University, Pilani. BITS University is affirmed by University Grants Commission (UGC) and All India Council of Technical Education (AICTE). BITS is likewise licensed by National Assessment and Accreditation Council (NAAC). The Institute offers different U.G. and P.G. courses notwithstanding Ph.D. and M.Phil. Research courses.

Intake examinations

Admission to B.Tech and B.Arch is made based on JEE Main and NATA individually.

Admission to B.Pharm is made based on JEE Main score pursued by advising.

For M.Tech and M.E., applicants must have passed BE/B.Tech degree in relevant discipline.

Admission to M.Tech and M.E. is made based on GATE score.

The choice to M.Pharm is made based on GPAT score.

Positioning

Rankings. Among engineering colleges, Birla Institute of Technology, Mesra positioned ninth by India Today in 2017, 21 by Outlook India and 16 continuously. It was posted 26 among engineering colleges in India by the National Institutional Ranking Framework (NIRF) in 2018, 43 among colleges and 66 in general.

Courses Offered

• Biotechnology.

• Structural Engineering.

• Computer Science.

• Electrical and Electronics Engineering.

• Electronics and Communication Engineering.

• Information Technology.

• Mechanical Engineering.

• Concoction Engineering.

15.BIT Sindhi

Birsa Institute of Technology (BIT Sindri) is a Public Institute controlled and overseen by the Department of Science and Technology, Govt. of Jharkhand, Ranchi. The Institute was established in the year 1949 and is associated with Vinoba Bhave University (VBU). BIT Sindri is affirmed by the All India Council for Technical Education (AICTE) and is authorized by the National Board of Accreditation (NBA). Courses offered by the Institute are B.Tech, M.Tech and Ph.D. BIT Sindri Admission will be made based on placement tests: JCECE (for B.Tech) and GATE (for M.Tech).

Intake Examinations

BIT Sindri B.Tech course is open for the applicants with 45% stamps in 10+2 (Science Stream). Last Selection to the program depends on JCECE Entrance Exam score pursued by the distribution of seats through JCECEB Counseling (Jharkhand Combined Entrance Competitive Examination Board).

Applicants searching for Lateral Entry to B.Tech program must hold a Diploma in Engineering. Determination to a similar will be strictly founded on JCECE examination merit list.

Positioning

BIT Sindri was positioned 24 among engineering colleges in India by Outlook India in 2018. BIT Sindri was placed 26th among Engineering Institutions in India in 2018 by India Today.

Courses Offered

• B.Tech Mechanical Engineering. Length.

• B.Tech Electrical Engineering. Length.

• B.Tech Civil Engineering. Length.

• B.Tech Chemical Engineering.

• B.Tech Metallurgical Engineering.

• B.Tech Production Engineering.

• B.Tech Electronics and Communication Engineering.

• B.Tech Mining Engineering.

16. Bharati Vidyapeeth College of Engineering

Bharatiya Vidyapeeth College of Engineering is a Private Institute situated in New Delhi and was built up in the year 1999. The institute is subsidiary to Guru Gobind Singh Indraprastha University (GGSIPU), New Delhi and is endorsed by All India Council for Technical Education (AICTE). BVCOE offers four-year full-time B.Tech. Course in five specializations specifically: Computer Science and Engineering, Electrical and Electronics Engineering, Electronics and Communication Engineering, Instrumentation and Control Engineering and Information Technology.

Admission Examinations

The admission to B.Tech program at Bharati Vidyapeeth’s College of Engineering will be made through Guru Gobind Singh Indraprastha University Common Entrance Test (GGSIPU CET). After the outcome presentation, web-based directing will be led at the university level.

IPU CET will be held in disconnected mode. Rundown of the chose competitors will be accessible at the university’s site. The application charge for B.Tech courses is INR 1000.

Positioning

The National Institutional Ranking Framework (NIRF) positioned Bharati Vidyapeeth 93 generally in India for 2018 and 66 among colleges. The colleges constituent engineering college, Bharati Vidyapeeth Deemed University College of Engineering, Pune was positioned 83 in India by the NIRF engineering ranking for 2018.

Courses Offered

• B.Tech Chemical Engineering.

• B.Tech Biomedical Engineering.

• B.Tech Electronics and Telecommunication Engineering.

• B.Tech Civil Engineering.

• B.Tech Computer Science.

• B.Tech Telecommunication Engineering.

• B.Tech Computer Engineering.

17. IIT Hyderabad

International Institute of Information Technology, Hyderabad (IIIT-H) was set up in the year 1998. It is a self-ruling university which was set up as a not-revenue driven open private organization (N-PPP). The administration of Andhra Pradesh upheld the college by conceding area and building. IIIT Hyderabad is licensed by the National Assessment and Accreditation Council (NAAC) with ‘A’ grade and endorsed by All Indian Council for Technical Education (AICTE) and University Grants Commission (UGC).

Admission Examinations

The method of topping off the application structure is on the web.

For admission to M.Tech, MS, Ph.D. also, M.Phil in Computational Linguistics, the institute conducts IIITH PGEE.

Admission to B.Tech and double degree programs is done through JEE Main score, UGEE, DASA, and parallel passage to double degree examine programs in CSD/ECD.

MSIT admission depends on the presentation in Graduate Aptitude Test (GAT)..

Ph.D. admission depends on a composed test pursued by a meeting.

Direct admission in Ph.D. is additionally given to competitors with the outstanding academic record.

Admission for Ph.D. Spring Session is as of now open. For more subtleties, check IIIT Hyderabad Admission 2019

Positioning

IIT Hyderabad was positioned 196 in Asia by the QS World University Rankings of 2018 and 100 among BRICS countries. In India, IIT Hyderabad was placed ninth among engineering institutes by the National Institutional Ranking Framework in 2018 and 22 generally speaking.

Courses Offered

• B.Tech Computer Science And Engineering.

• B.Tech Electronics and Communication Engineering.

• B.Tech + M.S Computer Science And Engineering.

• B.Tech + M.S Civil Engineering + Building Science And Engineering.

18. Bits Goa

Birla Institute of Technology and Science, South Goa is one of the four grounds of BITS Pilani and was built up in the year 2004. The institute is entirely overseen by Aditya Birla gathering and is endorsed by University Grants Commission (UGC). BITS, Goa is a Deemed University and is certified ‘Evaluation A’ by National Assessment and Accreditation Council (NAAC). The Institute offers BE, Integrated M.Sc., ME and Ph.D. courses. Admissions to these courses will be made based on Entrance Exams – BITSAT (BE and Integrated M.Sc.) and GATE/Online Entrance Test (ME).

Admission Examinations

Least qualification criteria for B.E is 10+2 with Physics/Chemistry/Mathematics/Biology from a perceived board. Capability in English is an essential prerequisite.

At first, understudies are shortlisted based on imprints in 10+2. Last admission is allowed based on legitimacy in 10+2 and execution in BITSAT directed by BITS Pilani.

B.Sc in the related stream is required for M.Sc programs. Admission is conceded through BITSAT.

Positioning

Birla Goa Campus and BITS Goa. There is no different ranking for augmentation focuses. The classification of BITS Pilani is the joined ranking for all the grounds. One needs to take BITSAT examination and satisfy the BITS Admissions qualification criteria.

Courses Offered

• BE Chemical Engineering Hons. Term.

• BE Computer Science Engineering.

• BE Electrical and Electronics Engineering.

• BE Electronics and Communication Engineering.

• BE Electronics and Instrumentation Engineering.

• BE Mechanical Engineering.

• M.Sc Biological Sciences.

• M.Sc Chemistry Hons.

19. VIT Vellore

Vellore Institute of Technology (VIT) University, Vellore regularly thought to be a standout amongst the best technical colleges in India was set up with the point of furnishing quality advanced education comparable to international norms. VIT University expects to give cutting edge professional instruction and impart great examples of control through our devoted staff, who will set global benchmarks, making our understudies technologically unrivaled and morally stable, who thus will improve the personal satisfaction of humankind. The university as of now offers undergrad, postgraduate, coordinated and look into projects in the fields of Engineering, Technology, Applied Sciences, and Management.

Admission Courses

Understudies need to qualify in VITEEE 2019 directed by VIT to get admission in B.Tech program.

B.Des admission depends on a substantial score in UCEED even though VITEEE passed hopefuls are not required to take SUCCEED.

Admission to B.Arch is made based on NATA score pursued by directing.

BA, B.Sc, BCA, B.Com and BBA admissions at UG level are offered carefully on legitimacy premise pursued by directing.

For M.Tech, MCA and M.Tech by Research courses, a substantial score in VITMEE 2019 are required. The last admission depends on the meeting.

Positioning

The ranking of VIT University is the joined ranking for all the grounds. Among all colleges in India, VIT University was positioned 25th via Careers360 in 2017, first among private colleges. Careers360 has evaluated it “AAAA+” among engineering colleges in India, the second best appraising.

Courses Offered

• B.Tech Computer Science and Engineering. Term.

• B.Tech Electronics and Communication Engineering. Term.

• B.Tech Mechanical Engineering. Term.

• B.Tech Electrical and Electronics Engineering.

• MCA.

• B.Tech Civil Engineering.

• B.Tech Electronics and Computer Engineering.

20. SRM University

SRM University Chennai, Kattankulathur grounds is positioned as a standout amongst the best private engineering university. Some time ago known as SRM Institute of Technology, it has been conceded the status of an undeniable University in the year 2006. The SRM University is one of the most prominent private university in India with a populace of more than 38,000 understudies over its seven grounds.

Admission Examinations

Admission to BA, B.Com and BBA programs are offered to hopefuls having passed 10+2 or proportionate.

Mama English course is offered to Graduates with English as a subject.

Determination of possibility to any of these courses will be Merit Based.

Applicants can apply to these courses in both on the web and disconnected mode.

Positioning

SRM Institute of Science and Technology positioned eighth among engineering colleges in India by India Today in 2017 27 by Outlook India in 2017. The National Institutional Ranking Framework (NIRF) placed it 46 in the engineering ranking in 2018, 27 in the drug store ranking, 41 among colleges and 63 in general.

Courses Offered

• B.Tech Chemical Engineering.

• B.Tech Civil Engineering.

• B.Tech Aerospace Engineering.

• B.Tech Automobile Engineering.

• B.Tech Biotechnology.

• B.Tech Computer Science And Engineering.

• B.Tech Electrical And Electronics Engineering.

• B.Tech Electronics and Communication Engineering.

To venture into one of these colleges, one must assemble day and night and endeavour to break the entrance examinations. To achieve this, one needs a well-arranged methodology and an organized path ahead. Keep in mind; the way might be troublesome; however, the goal would merit the battle. Buckle down and get your seat.

The Royal City of Muscat is the capital of Sultanate of Oman. Oman is one of the most famous Arab Countries located on the Southeastern Coast of the Arabian Peninsula in the western part of Asia. The city has a lot of places to offer tourists. Muscat never fails to disappoint the tourists. The main attractions of the city can be covered in three and a half days.

DAY 1

Sultan Qaboos Grand Mosque

According to the beliefs of the locals, it is believed that any journey should begin with worships Allah. Therefore, the first tourist spot is always the Sultan Qaboos Grand Mosque. The timings of the mosque are from 9 am to 11 am. It has various attractions which include different praying halls for men and women, chandeliers, wood carvings, etc. The main thing to be considered is the strict dress code for both men and women. Men should be dressed in pants below their knees, and women should cover their hands, legs, and head. So, it’s better to carry a scarf along! The main attraction amongst all are the beautiful chandeliers.

The Royal Opera House

The Royal Opera House Is one of the most attractive and magnificent tourist spots in Muscat. The entry fee for the Royal Opera house is R.O. 5 per person. It is a setup for various cultural theatrical activities like drama and dance from all around the globe. It can accommodate around 1,100 people. The stage for performances is mobile and consists of 8 levels for the professional level of performances. Even the seats for audiences are of 3 levels where the second level is for the Sultan of Oman and his family members. Each seat has a display screen for the translation of the dialogues and narrative of the performances in various mainstream languages inclusive of English and Arabic. Apart from this theatre, there is also a museum of musical instruments presented to the museum from his majesty and rulers from all across the 7 seas. Alongside these musical instruments, there are also some elements and personal belongings of the people who contributed to the early dawn of musical development. The house also has a very intriguing real-life story of a beautiful young woman, Lakmè, daughter of an indian pandit who fell in love with a British officer.

The Royal Opera house has a marvelous infrastructure with influences from Rome, Morocco, and Islamic designs. Also, the wood and marbles used in its construction are from various countries like Italy, etc. The tour of the Royal Opera house also includes friendly and interactive guides who describe the location with minute details.

Qurum Beach

Qurum Beach is a beach situated towards the outskirts of the city. It has a very picturesque coastline perfect for those looking forward to clicking pictures on the shores. It also has a few food trucks set up nearby for the visitors to have some light snacks which opens up during the evening.

Muttrah Souq

Muttrah Market as commonly known amongst the tourists is a market located along the beautiful coastline and has a very attractive view all around. It has a large network of streets having small shops vending local procures, Antiques and Artifacts which attracts the tourists. Also, tourists have a wide array of souvenirs to choose from. It plays a major role in the enhancement and continuation of culture and heritage. Entire Souq has shade coverage over it to prevent and protect the visitors from the scorching heat and sunlight. A little away from the Souq is a gold market with a variety of products to choose from. At furthermore distance from the Muttrah Souq is the school where the Sultan of Oman had completed his education. Across the streets are a port and a large-scale fish market retailing fresh seafood. From the pathway, The Royal Yacht can be witnessed along with numerous other sea transport vehicles.

Al Alam Palace (Sultan’s Palace)

The Sultan’s Palace is the most adorable and marvelous piece of art. It is the current location of stay of the Sultan of Oman. The natural beauty of mountains all around the Palace enhances its beauty enormously. Its beauty can be witnessed in its best form only by visiting it in person and is truly a recommendable place to stopover.

The National Museum

A few meters from the Sultan’s Palace is the National Museum. It can rightly be called the best place to visit in Muscat. For the history and antique enthusiasts, it is a paradise. Consisting of all-around history of Oman including subjects like currency, weapons, representative models of the ships and boats used during the medieval times and of major forts in the Sultanate and many more artifacts. It is recommended to take out a substantial amount of time to visit the National Museum as it has a wide array of products and can be tiring for some tourists. The entry fee per person for students and senior citizens is free, R.O. 1 for Omani and CC Nationals, R.O. 2 for residents in Oman and R.O. 5 for foreign tourists.

View Points around the city

There are numerous viewpoints setup in and around the city for a mesmerizing view and adoring the nature as well as the marvelous infrastructures of the city.

Day 2

Wadi Dayqah Dam

Wadi Dayqah Dam has one of the most picturesque locations around the city. It is built extremely magnificent and also the view from the location is considerably adorable. It also has an observatory built near the start of the dam from which the view can be best observed and adored. It is bliss for the people who like landscape photography and also for those who like their pictures to be clicked. The location also has a garden with short date trees and places and chairs placed for short resting and shade along with a small restaurant to grab some snacks from.

Bimmah Sinkhole

Bimmah sinkhole is one of the most attractive and appealing naturally formed body in Muscat. It is really visited worthy locations with various provisions to the tourists like playgrounds for kids and shades for the tourists to tackle the heat and scorching sun. There are steps built to proceed down the sinkhole to experience a whole new experience. The visitors can also swim in the cold and refreshing natural water down the sinkhole. It is suggested to carry headwear like caps and sunglasses to block the blazing sunlight.

Tiwi Beach

Tiwi Beach is another beach that comes in the path from the city center to Bimmah Sinkhole. It is yet another picture-perfect location with mountains and sea for the people looking for nature landscape photography. One may actually enjoy the presence of oneself on such beach shore.

Wadi Al Shams

Wadi Al Shams is meant for the trekking enthusiast but can also be enjoyed the people who can walk long distances. People who cannot walk long distances are not recommended to visit the location. There are boating services available to cross the river with R.O. 1 per person. From across the river, there is a footpath that leads to a rocky trail which can be followed to reach the caves and main water body. It takes around 45 minutes to 1.5 hours to reach the water body. The location is yet another beautiful spot for photography as well as refreshing oneself. It is recommended to carry swimwear, glasses, and caps along for swimming as well as protection from the sun.

Day 3

Nizwa Fort

Nizwa Fort is a fort located in Nizwa city about 160 km away from the Muscat city centre. Nizwa Fort along with having historical importance has a museum containing various artifacts from the ancient times such as weapons, currency, ancient cameras, passports etc.

It also has a stall providing Argagh which is a traditional dish served in the middle east. The fort also has various rooms and halls having a proper description of the place like coffee preparation room, meeting halls, soldier’s room, etc. The tower and steps leading to the top of the fort also have a mind-blowing description and depictions of the defence mechanisms of the fort to prevent intervention. On the top of the fort, there are various cannons which represent how the fort protected the rulers. Also, there is an amazing viewpoint from the top. The entry fee is R.O. 5 for non-Omanis, R.O. 2 for Omanis and R.O. 1 for children aged between 6-12 per person.

Al Hoota Cave

Al Hoota Caves are the caves that were discovered several years ago by the locals residing in the location. The entry fee is slightly high for the location but is totally worth it. The fee for Omani adults is R.O. 3.5 and R.O. 1 for whereas R.O. 7 for non-Omani adults and R.O. 3.5 for non-Omani children. The location is completely filled with mind-boggling experience. The journey from the main office to the cave takes about 5 minutes and is covered by train. The total tour in the cave is assisted by a friendly and interactive guide who explains every aspect of the cave in English and Arabic. The tour takes around 45 minutes to complete by walk and is inclusive of numerous steps and also may be humid at several spots. The people having health conditions [problems] are not recommended to visit the caves. Apart from the caves, there is also a museum in the compound displaying various naturally occurring rocks and insects and small animals found in and around the caves with a visual representation of world evolution and many more things.

Jabel Akhdar[Akhtar]

Jabel Akhtar is another major spot for people who enjoy high mountain views and adore natural beauty. The people who aspire to visit Jabel Akhtar by personal or rented cars must make sure that they drive there in an SUV as the smaller vehicles like sedans are not allowed to go to the mountain top. Its scenic beauty cannot be explained in words. There is almost negligible walk required to reach the spots. There are natural rocks occurring in layers with unusual teal and wine coloured rocks. Also, it is a recommended location to visit.

Day 4

Dolphin Watching

Dolphin Watching can be called the most memorable visit of a lifetime. The visiting fee is slightly high but is definitely worthy of a visit. It is R.O. 10 per person inclusive of boating charges. The presence of dolphins depend upon the season of visit but they are mostly seen all around the year in large schools. The experience is very earth-shattering and even if the dolphins are not seen around but the trip inculcates and covers various places like Al-Bustan Hotel and Portuguese cemetery along with various natural metaphorical of various elements like the rock shaped like an Omani man with the traditional cap and moustache viewings from the boat itself.

A prolific author of Kannadian and English literature, Sudha Murthy has written non-fiction, short-story collections, fiction novels, travelogues, and children’s books. Her books have been translated into different languages. She has received the R.K. Narayan Award for Literature and the Padma Shri in 2006, and the Attimabbe Award from the government of Karnataka for excellence in Kannada literature in 2011. Presently she is the chairperson of the Infosys Foundation, a renowned philanthropist, and a member of public healthcare initiatives of the Gates Foundation. She fascinates the readers with her simple and engaging writing style with an in-depth portrayal of the characters.

Below is a list of top 10 books by Sudha Murthy, that will inspire you to become a better person.

1. How I taught my grandmother to read

This book is a compilation of 25 inspiring stories from the author’s personal life experiences that portray various life lessons and forgotten values in a simple yet unique manner. The story ‘How I taught my grandmother to read’ beautifully portrays the relationship between a teacher and a student as the twelve-year author teaches her grandmother to read alphabets and words in Kannada and making her literate. From an encounter with JRD Tata to a train ride with the president, Sudha Murthy inspires the readers through her precious anecdotes.

2. The day I stopped drinking milk

The title story is about how a tribal woman from the flooded village of Odisha teaches a life-long lesson to the author after which she refrains from drinking milk forever.  This book contains a cascade of heart-touching anecdotes based on different characters that made life-changing impacts on Sudha Murthy’s life. The way she changed a village girl’s life with a ticket from ‘Bombay to Bangalore’ is worth reading and appreciating.

3. Mahashweta

A tale of courage, hope, and resilience amidst the trials and tribulations of a vitiligo patient is what that frames the story of Mahashweta. Anupama’s colorful life turns completely white (Mahashweta) when she discovers a white patch on her skin. Abandoned by her husband and in-laws, she returns to her village to takes refuge, only to be turned down by people. Despite the numerous hardships life throws at her, she is determined to mend her life. This takes her to Bombay which does not remind her of leukoderma and helps her to restore respect, success, and independence.

4. Dollar Bahu

Sudha Murthy’s ‘Dollar Bahu’ centers on a mother-in-law who makes consistent comparisons between her two daughters-in-law, one living in India and the other staying in the U.S. While the mother in law praises the one living in America, calling her as Dollar Bahu, the other daughter-in-law is not liked much by her. A trip to the U.S makes her realize that dollars don’t matter in front of love and respect given by the family.  The story portrays the fragile relationships existing in every family in a heart-rending way.

5. Wise and otherwise

Sudha Murthy’s book ‘Wise and otherwise’ will take you on a voyage of some harsh realities of life and engages a myriad of emotions inside the reader’s mind. The book depicts the tragedy of innocent Tara, who was sold in a red-light area by her own brother for money. The author also narrates the story of a young man who abandoned his aging father in an old-age home and pretended to be a stranger to him. The book consists of a collection of 51 compelling stories that will keep the readers engaged through the author’s lucid writing style.

6. The mother I never knew

‘The mother I never knew’ comprises of two novellas about two that explores the lives of two different man Venkatesh and Mukesh who set out for a journey in search of the mother they never knew. Venkatesh discovers that his father had an extra-marital affair and goes in search of her step-mother only to find her in a pitiful condition. Meanwhile, Mukesh comes to know that he is an adopted son and travels in search of his biological mother, ultimately complicating the situation even more. The choices they must make to bring the situation to normalcy will play a great impact on their lives. Sudha Murthy explains the complexities in a simple and hopeful manner.

7. Grandma’s bag of stories

Who would not love a story, when grandma is the storyteller? Sudha Murthy brings back the lost memories of childhood in this book and narrates the stories from a grandma’s point of view. Anand, Krishna, Raghu, and Meena spend a beautiful summer with their grandma listening to her bag full of enthralling stories. Tales of monkeys and mice, bears and gods, kings and cheats would spring out from her bag.  A princess that turned into an onion, a queen who discovered the silk and many more are in store.

8. Gently falls the Bakula

The Bakula flower is symbolic of the love between two neighbors Shrikant and Shrimati whose fragrance fades away with time. Shrimati stood as a silent pillar and assisted Shrikant to pursue his dreams after joining an IT company. The story centers around two characters Shrikant and Shrimati but mostly focusses on the sacrifices, sufferings, and choices of Shrimati to make her husband a successful person. But a meeting with her old History professor makes her rethink and analyze what she has missed in her life. Sudha Murthy realistically portrays the hardships and silent sacrifices of every homemaker in our country.   

9. The old man and his god

This book by Sudha Murthy is a potpourri of different emotions and personalities of common men and women of India. The author narrates ‘real’ experiences she had with several people across the country conveying the struggles and hardships they face on a daily basis. Then there are some truthful and honest people who are poor but would never bargain their principles for anything, not even money.  The title story is about an old man who is visually impaired and stays in his little Shiva temple. He refuses any help from people and is a man of his own, and a true who inspiration for readers.

10. The magic of the lost temple

‘The magic of the lost temple’ is a fictional story and revolves around the central character Nooni. Being a city girl, she finds her grandparent’s village surprisingly lagging behind time. But soon she adjusts herself to the environment and masters all kinds of work like papad-making, organizing picnics and learning to ride a bicycle, with her new-found friends. Soon things get complicated when she discovers an ancient stepwell in the midst of the forest and decides to find out the mystery behind it. Join Nooni in her exciting adventure of finding the magic of the lost temple of Karnataka.  

A counterfeit item is a common word in our heads. With the current advancements in technology, fake products are hard to differentiate from the legitimate ones as they are branded the same way. Being a very popular brand, some Hublot watches for you are fake, and this has been largely effected through selling items through numerous online platforms. Despite the fact that some Hublot watches for you are already in the market, both fake and original, there are different signs that you may utilize to identify the genuineness of your Hublot watch. Here are 6 unique features for Hublot watches that you can use.

1. Quality Control

Being an expensive and a popular brand, Hublot is extremely keen on its quality control measures, which is amazingly unrivaled. Based on this attribute, you should expect that some Hublot watches for you do not have particles, dust, dirt, or any other foreign materials under its case. All the Hublot watches do not contain any fingerprints or scratches. Most of the imitations for Hublot watches may not observe the strict quality control measures for the company, and thus quality will be compromised to a greater extent.

2. Screws

Most of the individuals who make imitations for the Hublot watches may not be keen on the screws that are utilized by Hublot. An original Hublot watch will have H-shaped screws that are exclusively used by the company. Therefore, if you see a Hublot watch that utilizes regular steel screws, be sure that it is a fake one and you will not be conned. However, some imitators may be keen on the screws, and you should, therefore, check on other design features before making the purchase.

3. The Glue used on the Hublot Watch Crown

Almost all the cheap imitations for some Hublot watches for you are not keen on the glue to use on the crown. However, some of the high-end imitators have captured this attribute and attempt to make it as perfect as possible. However, what the imitators do not get right is that a fake glue used in sticking the Hublot logo to the watch’s crown that is fake usually leaves some thin line of glue that has hardened, or some small bubbled. This problem is an indication that the watch has some issues with its legitimacy. If you are keen enough, you will find that the logo of the fake watch is uneven or misshapen. For an original Hublot phone, you can never experience such issues.

4. Check the Back of your Hublot Watch

You should take the initiative of turning around your Hublot watch and have a look at the rotor. For an original Hublot watch rotor, you will notice that its movement is very smooth. The imitators of Hublot watches fail to achieve this attribute, and thus the movements of the rotor for imitated Hublot watches are jagged, whereby some have an appearance that is saw-like. A real Hublot watch will have the term “Hublot Genève” written at some place on the watch. Imitators have a sticker with the words and do not engrave them as appropriate.

5. Check for Possible Grammar and Spelling Issues

Some of the imitators make extremely obvious mistakes in their writings on the imitated products because most of them do not have English as their first language. For this reason, you will probably find at least one mistake related to grammar or spelling. As a customer, you should look for these errors to ascertain the quality of some Hublot watches for you. It is important that you read all the wordings and messages on watches before making actual purchases. A single grammatical or spelling mistake may be an indication of fakeness on your Hublot watch.

6. Check your Wristband

Some Hublot watches for you have distinctive wristbands that cannot be easily replicated by imitators. An original Hublot watch has a wristband that is highly textured with dual-recessed strips. You should note that some imitators have also textured their wristbands, although most of them have created smooth ones. Check for this feature to ascertain the originality of some Hublot watches for you.

Imitators of different products are very determined to make money despite their unacceptable behavior. With much of the businesses going digital whereby you purchase through online platforms, you should be informed on how you can differentiate between a fake and an original Hublot watch. It is my sincere hope that the 6 tips I have provided are capable of helping you in finding an authentic Hublot watch that serves you the best.

When it comes to purchasing the home of one’s dreams, a Best Best Home Loan often comes as a saving grace, since it provides the home buyer with the much needed financial aid. While there are numerous perks of this credit, including tax benefits, enhanced financial stability in the long run, and the eventual ownership of a residential property, there is one drawback that Home Loan entails – a long-term financial commitment.

More often than not a Home Loan requires the borrower to pay anywhere between 10-40% of their monthly income towards the EMIs. Moreover, these EMIs need to be paid for as long as 120 to 360 months.

At the time of borrowing ICICI Home Loan or a Home Loan from any other bank, the borrower may be confident about their ability to service the loan for the extended time period, however, in some cases, certain unforeseen circumstances may leave the borrower hanging high and dry. In such cases, it may become a little difficult for the borrower to keep up with the strenuous repayment schedule, and may lead to defaults in payments.

If you are facing such a situation, or are anticipating it in the near future, you must first know what is meant by a Home Loan Default. When you fail to pay your EMIs as dictated by your home loan agreement, you are considered as a Home Loan Defaulter, and this phenomenon is known as Home loan Default.

Rights of a Home Loan Defaulter

In the circumstance of a Home Loan default, the lender has the right to recover the loan amount. Considering the fact that a Home Loan is a Secured Loan, the lender also reserves the right to seize and even sell off your home if you miss your EMI payments for an extended period of time. That being said, the lender is liable to maintain decency when trying to recover the amount, as well as when they seize the property. As a matter of fact, the Reserve Bank of India, along with the Indian Banking Association has drafted a set of guidelines to safeguard the borrower from any inappropriate behavior from the lender’s end.

Rights of a Defaulter against the Bank

Below mentioned are the rights you can exercise against your lender in case of a default –

• If you haven’t been able to pay your EMI for over 90 days, you reserve the right to be served with a notice, wherein your lender must provide you another 60 days to make the payment. If you are still unable to pay the accumulated amount, only then can the lender take any legal action.
• Within the first 150 days of being unable to make your EMI payment (including the 60 days of the notice period), you reserve the right to reach out to the lender, stating your problem. If you believe you will be able to make the payments at a future point in time, you can also file an application regarding the same. In this case, it is the obligation of the lender to revert back to your grievance within a span of 7 days.
• If you find yourself in a situation where due to the extended default, the bank is seizing your property, you must understand that you have the complete say in arriving at the right value of the property. In fact, you reserve the right to raise an objection, if the value of the property decided by the lender is lower than you see fit.
• You reserve the right to introduce the lender to a prospective buyer for the property if you believe the buyer is offering an apt price for the same. 
• In case the lender decides to sell off your property through an auction and recovers an amount over and above what you owe to the lender, you reserve the right to receive the balance amount.

Rights of a Defaulter against the Collection Agents

In case you are unable to pay your EMIs for a period exceeding 150 days, even after receiving the notice, your lender may send the collection agents for recovering the amount. Contrary to popular belief, the collection agents are required to behave in a decent manner and are not entitled to use any unscrupulous collection tactics. Below listed are the rights that you can exercise when dealing with collection agents.

• When a collection agent visits you, you are entitled to identify them as a safety precaution. To this end, you should ask them for the ID issued by the Indian Institute of Banking and Finance, as well as an authorized letter from your lender. If the agent is not carrying any of these two documents, you need not entertain them.
• A collection agent can only get in touch with you from 7 am to 7 pm on any working day. Besides, the agent is only authorized to speak with the loan defaulter and not with any other member of the family, unless the defaulter is beyond reach.
• The collection agent must maintain a respectful behavior towards you at all times. They are not entitled to use derisive language, physical force or any way of threatening you in order to recover the amount. You reserve the right to courteous treatment as the customer of the bank.

We understand that your time as a loan defaulter may be extremely stressful, but you must recognize this time as a bump in your financial journey rather than considering it as the end of the road. Now that you are aware of your rights, we believe you will be able to deal with this situation rather efficiently and come out of the same at the earliest possible!